Commercial Collections
Recovery of unpaid invoices, trade credit, equipment leases, commercial rent, and breach-of-contract balances owed between businesses. Files open with written and telephone demand and escalate only where the debtor has the means to pay.
Learn more →Judgment Enforcement
Recovery on judgments you already hold. We investigate what the judgment debtor actually owns, identify affiliated and successor entities, and coordinate enforcement with licensed counsel in the appropriate jurisdiction.
Learn more →Asset & Entity Investigation
Bank relationship identification, real property records, UCC filings, corporate and registered-agent records, and skip tracing for relocated debtors. Available as a standalone engagement or as the first phase of a placement.
Learn more →Portfolio Management
Segmentation, prioritization, and reporting across a book of placements. Accounts are scored on age, balance, documentation quality, and debtor viability so effort goes where recovery is realistic.
Learn more →Two kinds of placement, two different files
The documentation, timeline, and available remedies differ substantially depending on whether you hold a claim or a judgment. It is worth knowing which you have before you place.
Pre-judgment commercial claim
You are owed money but have not sued. Recovery depends on demand, negotiation, and the debtor's willingness to resolve. If the debtor refuses and the balance justifies it, the file can be referred to counsel to pursue suit.
- —Invoice or contract documentation required
- —No court involvement unless referred to counsel
- —Subject to your state's statute of limitations
- —Personal guaranty, if any, expands who can be pursued
Existing judgment
A court has already determined the debt is owed. The question is no longer whether the debtor owes it — it is what the debtor has and where. Enforcement remedies are available, but each requires court process through counsel.
- —Certified copy of the judgment required
- —Post-judgment interest continues to accrue
- —Judgments expire and must be renewed — we track both
- —Enforcement outside the issuing state requires domestication
Not sure which applies?
Describe what you hold and we will tell you what is realistically recoverable.